I’m frequently asked, “Who are you?” “What do you do?” Let me explain. I’m Rick Atkinson, (a.k.a Mister Retirement). I’m a retirement coach. My focus, approach, and reader/client opinions are as follows: Focus: Expert in retirement fulfillment, author, and founder of RA Retirement Advisors. My expertise is aimed at assisting those 45 to 65, and the recently…

“When my wife retired, she expected me to stop hanging out with my buddies. If I did see my gang for a couple of hours, she would fume or blow up about me ignoring her.” In retirement, your relationship with your partner is most likely to change the most. The change can be particularly striking…

We are all aware the value of a will.   If you die without a will, the province or state in which you live will decide how to distribute your estate.  However, you might be surprised how many people die each year without a will.  There are numerous reasons for this major oversight including: those who…

The Western view of retirement has, for many years, been linear. You work to a specific age then “stop working”. Though popular, working to 60 or 65, stopping working, collecting a pension, sitting back, enjoying not having a boss, no worries or cares, do whatever crosses your mind, has been the practice of many. This has often…

Everyday there is someone advertising themself as a retirement coach.  This afternoon I read of one person who, after working in the banking industry for 25 years, now broadcasts herself as a certified retirement coach.  For an investment of $149, you too can be a coach! Many coaches appear to be in their early or…

Many say, “If only I had a lot of money, I’d really be successful at retirement.” I’ve interviewed hundreds of people about their retirement plans and money. I’m surprised the number who feel money is a major key to retirement success. The success of wealthy people in retirement is nuanced: while they have significant financial security…

The Go-Go Years (65-75) are the early, active, and most expensive phase of retirement. Many retirees are still in good health and want to travel, pursue hobbies, and embark on new adventures. But what about the emotional aspects? For many, they feel euphoria, relief and a sense of liberation. However, negative feelings may be felt…

According to research, having enough money to live comfortably is crucial, but it is not the only factor. A successful retirement is defined by “happiness, health, purpose, and financial security”. Successful retirees attribute success to a combination of proactive financial planning, disciplined habits, and a focus on non-financial fulfillment. They emphasize health and ensuring their lifestyle aligns…

Recently I was speaking to a HR practitioner who asked how she and her HR workmates can help employees prepare for retirement. She said, “We review the details of the pension plan and benefits when an employee leaves the company.” “But I think we can do more to better prepare employees for the retirement challenges.”…

Recently I’ve written about the importance of purpose in retirement. Unfortunately, 21% to 33% of retirees report struggling with a lack of purpose, motivation, or meaning after leaving the workforce. In Canada, approximately 33% of retirees report struggling to find purpose. About 27% indicate they often feel unmotivated and overwhelmed, while 24% specifically attribute their…