A common question pre-retirees ask is “Who will I be when I stop working?”  Since work often provides structure, identity, and social status, individuals ask themselves if they will feel lost once their routine changes. When I retired, a forced retirement due to a corporate take-over, I asked myself the same question.  Now who am…

Many people contemplating retirement believe it is a time to throw your cares away, just relax and smell the roses. However, keeping healthy should be part of every person’s journey into retirement. Being healthy means having good physical, mental and spiritual well-being. Building a strong sense of wellness means spending time assessing your current state of health…

So, you’re thinking about retirement!  When most people think about life after work, they imagine turning their back on the pressures of employment. They often see retirement as a welcome change or an escape to something more peaceful and serene. But retiring is not only about giving up your job and relaxing, it’s about entering…

Many HR leaders tell me their employees aged 45+ are facing severe retirement anxiety, which directly impacts productivity and healthcare costs. This pre-retirement anxiety is caused by questions such as: RA Retirement Advisors offers a Strategies for Retiring Right! Retirement Workshop. The workshop helps participants transition smoothly, boosts current engagement by alleviating stress, tools to…

The Globe & Mail newspaper (June 30) announced David Chilton’s, (a.k.a. The Wealthy Barber) retirement.  After nearly 40 years, David is hanging up his skates. The Wealthy Barber is retiring. Here’s how he plans to spend his time David is best known for his book, The Wealthy Barber; a common sense guide to successful financial planning….

In my book, Retirement: The Ultimate Life Journey, I write, for many people retirement signifies a permanent withdrawal from their job. For some, it’s leaving a job they dislike, dropping out of the rat race and turning their back on the pressures of employment. For others, it’s a time to pursue hobbies, travel, or simply enjoy…

For years I’ve written and spoken about the challenges and opportunities of retirement and the actions required to increase your chances of success.  I’ve outlined how the general focus of retirement planning has shifted from money questions such as: “How much money will I need to retire comfortably?” “Will my money last long enough?” and…

While the “scariest” retirement question depends on who you ask, the most common ultimate fear is: “Will I run out of money before I run out of time?”Because life expectancy is rising, retirees face significant anxiety about longevity risk, inflation, and long-term healthcare costs. However, many retirees and retirement experts note that the emotional and…

Today’s world is filled with scary information concerning the future – tariffs, looming recession, falling dollar, rising unemployment, to name a few. Fear, panic, and discomfort are common emotions. These same emotions are also experienced by people preparing for retirement. For some people, retirement is so overwhelming they sabotage their retirement plan by adopting a negative attitude. They…

Recently I wrote a blog entitled: TSUNAMI COMING! Older Employees Leave the Workforce. I report by 2030, 1 in 4 Canadians will be 65+. Currently, according to Statistics Canada, 750 to 760 Canadians retire every day. The 12-month average recently hit 276,800 annually. Average age of retirees is 65.4 years. But Who Cares?Governments, businesses, and younger workers should…