So, you’re thinking about retirement.  Ah, freedom at last!  You’re no longer working.  You’re no longer commuting. You’re going to enjoy living! But are you ready?  You may have asked yourself money questions such as “How much money will I need to retire comfortably?” “Will my money last long enough?” and “How much will I…

Startling facts: Solutions/Services What’s in it for participants? Employer Benefits Employers benefit from helping employees prepare for retirement through increased productivity, higher employee retention rates, enhanced talent attraction, and improved employee morale and well-being. Companies & Organizations What participants say: For information Rick Atkinson, MBA, CHRP, CMC, FDFS

One of the most difficult stages in transitioning from work to retirement is recognizing the need to change how life in retirement may be different than one envisioned years ago. For many pre-retirees, they pictured retirement as a time when they wake up when they’re ready, lounging around the house with a cup of coffee,…

Will you be successful at retirement?  When I was in my 50’s and immersed in my human resource career, I began to ask myself whether I would be successful at retirement.  The genesis of my question was the number of retired people I had experienced who, in my opinion, were not successful.  They appeared to…

The three phases of retirement are often referred to as the Go-Go Phase, Slow-Go Phase and No-Go Phase. This framework helps anticipate how your spending and activity levels are likely to change over time. Go-Go Phase: This is the early, active, and most expensive phase of retirement. It occurs when the retiree is between 65…

I ‘retired’ 28 years ago when the company where I was employed as VP, Human Resources was sold.  At the time, the senior management team was obliterated.  I remember thinking, I’m too young (55) to retire, plus I couldn’t afford to ‘just hang up my skates’. As luck would have it, I was able to…

There are various ways to help a client succeed in retirement.  One of the easiest and most rewarding is to regularly discuss the client’s retirement planning.  This means having face-to-face coaching discussions where the emphasis becomes not just talking about money but really gearing the conversation towards what the money is for. Step 1- Getting…

Successful retirees recognize the need to plan for happiness and productivity. They evaluate what’s important and construct actions to satisfy their needs and wants. This also includes finding and participating in a hobby. Hobbies are known to be a great stress reliever as a person does something that they enjoy. Different hobbies can provide different kinds of benefits. For…

Retirement is a time of great change. The adoption of a new life style. being more self-reliant, making decisions on health and wellbeing, and taking on new and different responsibilities. With such changes comes a chance for fear to grow. Fears such as: ” Will I lose my physical or mental health as I age?”…

Gone are the days of rushing to work, fighting traffic, meeting deadlines and working overtime. Retirement is the time to slow down, blow off responsibilities, relax and play. But how will you spend your time? Can you ‘pull off’ total leisure or will you need some other activity such as volunteering or a part-time job?…