Over the past several weeks, I’ve listened to people complain about the service they are not receiving from their financial advisors.  The complaints run the gambit from “my advisor isn’t contacting me about what’s happening in the market” to comments like “don’t worry, we’re in for the long term!”  As one 79-year-old said, “I don’t…

If you’re not yet retired, a well-prepared monthly budget provides a clear picture of what your current lifestyle costs.  You and your advisors need this information to determine when you can retire, how long your funds should last, whether you will need to make changes, etc. When you’re retired, setting and adhering to a budget…

Last Saturday, I attended the funeral of Rodney, who was a friend. Just prior to his passing, I, and two others who knew Rodney, visited him in the palliative care unit of a hospital. We had a wonderful conversation about shared experiences, common relationships, and memories. I didn’t expect our friend to die less than…

Retiring right requires a sound strategy. And if you didn’t get started early in your retirement planning, the second best time to start is now. Hear my insights and advice on how best to plan for life after work. Listen to my podcast which is part of the series created by The Retirement Wisdom. Here…

Today’s retiree understands that retirement is about much more than money, and that planning for non-monetary needs is important, including the prospect of living alone. Statistics:– 4.4 million Canadians live alone– 68% of seniors living alone are women– 20% of Canadians 65+ report lack of companionship as a major concern– 33% are at risk of…

Unfortunately, in today’s world there are many scams and frauds taking place – from charity misrepresentations and accounting frauds to computer scams, just to name a few. Extreme caution is to be exercised! If you are approached in person, by phone or e-mail to invest, send money, donate, or learn you have won a trip…

Most of us retiring today will live another fifteen, twenty, thirty, or more years. Retirement could be the second longest period of your life. Considering this fact, I have a question for you: Will you create the best retirement you can, or will you let your retirement years just happen to you? One of the…

Retirement is a time of change – the adoption of a new life style, being more self-reliant, and taking on new and different responsibilities. With such change comes a change for fear to grow. Have you ever heard a client/employee say: “Will I lose my physical or mental health as I age?”; “Will I have…

“What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others.” Perilles How many times have you wondered about your distant past? Where did your family originate? Who was your great grandfather or great grandmother? Are you related to royalty, a famous explorer or revolutionary…