Often times I’m asked by workshop and presentation attendees, “Rick, I don’t have a lot of savings or a large pension for retirement. Can working be part of my retirement vision?” My answer is, absolutely yes!For some retirees, the thought of working in retirement is foreign and outright rejected. I get this! For others, especially…

As you enter the second longest phase of your life, you can ‘get it right’ the first time.  You have 10, 15, 20, maybe even 25 years or more in front of you, in which you can realize your hopes and dreams.  To make this happen, you need to know what you want and create…

A. Don’t Just Retire – Live It, Love It! There is life after work, you just have to find it and make certain you do it right.  And to help make certain you’re on the right path, Rick wrote Don’t Just Retire – Live It Love It! and in this book, it’s not all about…

Now that you have crafted your retirement vision, an important step towards a successful retirement is to develop a positive attitude. Fear, panic, and discomfort are common emotions experienced by people preparing for retirement.  These emotions often occur because the pre-retiree is entering a new world – one with different circumstances, behaviors, and activities.  It…

At retirement, one relationship that often changes is with your spouse or partner.  In the early and middle years of a marriage, couples normally don’t spend a lot of time together.  As partners, they are busy making a living, raising a family, and fixing up a home.  In a recent survey, it was found the…

For many, retirement is synonymous with freedom.  For others, it represents anxiety and questioning. Many factors influence our perceptions of life after work.  Everything from our expectations, planning and preferences. Several common challenges of retirement include: Struggling to switch off from work mode to living at a more relaxed pace Difficulty of filling the extra…

How much money do you need to retire comfortably? Is it $250,000? $500,000? $1 million or more? What is a realistic amount based on your current and visualized lifestyle? Most people feel they need more money than what they have. Ask a person with $500,000 in retirement savings how much they need for retirement and…

Gone are the days of rushing to work, fighting traffic, meeting deadlines, skipping lunch, and working overtime.  Retirement is the time to slow down, relax, and play.  This is your reward for all your years of hard work.  The question for you now is this: What are you going to do with your leisure time?…

So where do you start in planning for retirement? I suggest you start by taking time to consider and visualize what retirement currently means to you. Do whatever you usually do when you want to think things over, whether it’s sitting quietly by yourself, taking a walk, or chatting with a friend over coffee. Don’t…

So you’re thinking about retirement! Sitting at your desk or standing by your machine, you picture waking up in the morning when you’re ready, lounging around the house with a cup of coffee and the paper, calling up friends for tennis or a game of golf and playing cards in the evening. Ah, freedom at…

Government Benefits As part of your financial plan, take a close look at what you might receive from government pensions. Feel free to call the numbers below for more information or if you have any questions. Government pensions are indexed for inflation. This means they rise each year to cover the cost of inflation, and…

Give yourself the opportunity to review all factors of your move before taking the leap. As you do your research, think about the aspects of your new home that will help with your balanced leisure lifestyle. In addition to the considerations listed in the post regarding your current home, consider the following: Is entertainment within…