In today’s world, we’re being bombarded with ads promoting reverse mortgages. However, few people understand how reverse mortgages work. This is my understanding: With a reverse mortgage, a homeowner takes out a loan based on the equity and market value of the home. Any current mortgage is paid off with the proceeds, and the bank…
I’m excited to announce the release of my new book, Life After Work: Live it, Love it! I ask the question: “Will you create the best retirement you can, or will you let your retirement years just happen to you?” Life After Work: Live It, Love it! provides you a pathway to a happy, fulfilling,…
We live in a fast-paced world with tremendous convenience and we love to get things done quickly. We rush around, moving from one project to the next with little or no time to think about what we have done and how we did it. However, if we are to be successful in our retirement life,…
When preparing your will, and as part of your estate planning, give special consideration to naming an executor. The executor acts as your estate’s legal representative. The executor role is complex, challenging, and often time consuming. For most executors, this is a once or twice in a lifetime role, with a steep learning curve and…
You might be surprised how many people die each year without a will. There are numerous reasons for this major oversight including: those who cannot or will not think about death, those who believe talking about and creating a will may cause problems with their partner or family members, and those who don’t want to…
As you enter into retirement, your pet may be getting older with a life expectancy much shorter than your own. A common mistake made by retirees is immediately replacing “Muffin”, “Mittens”, or “Buster” without carefully evaluating the impact of the decision on their retirement plan. Consider a retiree who plans to travel, volunteer, and have…
People with positive attitudes trust their abilities, are willing to take risks and believe in themselves. They look forward rather than backward, and they relish the future with a spirit of adventure. They choose the right behaviour and the right thoughts to get the right consequences. They create the retirement they want! Pairing a well-formulated…
When looking back at life, many retirees have regrets about what they did not accomplish. Some may take responsibility for their failures, but often people blame the obstacles others placed in their way. They have dozens of excuses for not achieving their goals and ended up settling for second best. Unfortunately, these same retirees enter…
As part of your retirement plans, you need to seriously consider the best time of year for you to retire. Not only are there financial implications to think about but you should also consider the season at the time of your retirement. Be sure to check the programs at your company before tendering your resignation….
End of content
End of content