Most of us retiring today will live another fifteen, twenty, thirty, or more years. Retirement could be the second longest period of your life. Considering this fact, I have a question for you: Will you create the best retirement you can, or will you let your retirement years just happen to you? One of the…

Retirement is a time of change – the adoption of a new life style, being more self-reliant, and taking on new and different responsibilities. With such change comes a change for fear to grow. Have you ever heard a client/employee say: “Will I lose my physical or mental health as I age?”; “Will I have…

“What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others.” Perilles How many times have you wondered about your distant past? Where did your family originate? Who was your great grandfather or great grandmother? Are you related to royalty, a famous explorer or revolutionary…

At retirement, one relationship that often changes is with your spouse or partner. In the early and middle years of a marriage, couples normally don’t spend a lot of time together. As partners, they are busy making a living, raising a family, and fixing up a home. In a recent survey, it was found the…

Many thanks to the Knowledge Bureau for awarding me a Certificate of Distinction and granting permission to use the esteemed certification mark FDFS (Fellow of Distinguished Financial Services). I am honoured. As part of my practice, I’ve worked with representatives of Nesbitt Burns, Faith Life Financial, Sun Life, Assante Wealth Management, BMO, and others. I’ve…

Many times I’m asked “Rick, why have you spent so much time helping boomers retire successfully?” “You write books and articles on the subject, you facilitate workshops, you make presentations, but to what end?” My answer to these inquiring people is somewhat complex but to me, straight forward. It all started over 12 years ago…

As part of your retirement plan, you need to seriously consider the best time of year to retire. Not only are there financial implications to think about but you should also consider the season at the time of your retirement. Be sure to check the programs at your company before tendering your resignation. A. Cost…

Retirement is a time many boomers look forward to. Lounging around the house with a cup of coffee and your favourite book; calling up friends for tennis or pickle ball, or maybe to play cards in the evening. Ah, freedom at last! However, retiring is not only about giving up your job and spending your…

When asked, many retirees answer they want to remain in their current home. Unfortunately, for a large proportion, they are ignoring reality. To stay in your home means assessing the suitability as you age. Questions such as: It’s vital to consider the above issues ahead of time. Doing so not only prevents serious problems in…